◆ Daily Global-Macro Brief LIVE
TODAY IN 30 SECONDS
  1. Fed outlines supervisory approach for AI use in banks
  2. U.S. regulators issue updated host state loan-to-deposit ratios for banks

Central Banks 1

  • FSOC roundtable on AI and cybersecurity convened on May 1, 2026
  • Fed, OCC and FDIC revised model risk guidance to exclude generative and agentic AI
  • Third‑party risk‑management rules are being updated for clearer AI oversight
  • Anthropic's Mythos AI model speeds detection of cyber vulnerabilities in financial firms

Companies 1

  • Agencies (FDIC, Fed, OCC) released 2026 host state loan-to-deposit ratios replacing 2025 figures
  • Ratios compare total loans to deposits for banks operating in each state
  • Banks barred from opening branches primarily to gather deposits without meeting local credit needs